Insurance Backed Guarantees – Why They Matter
When investing in remedial work on your home, whether it’s wall tie replacement, damp proofing or timber treatments, one of the biggest concerns homeowners have is:
“What happens if the company that carried out the work is no longer trading?”
It’s a sensible question, and one many people don’t think to ask until it’s too late.
At Trustguard Ltd, we believe our customers deserve complete confidence in the work we carry out. That’s why, alongside our company guarantees, we can also provide Insurance-Backed Guarantees (IBGs) on qualifying work, giving you extra protection and long-term peace of mind.
Why Are Guarantees Important?
Choosing a contractor isn’t just about finding the lowest quotation. It’s about knowing the work has been completed to a high standard and that you’re protected if any genuine issues arise in the future.
Most reputable contractors provide a company guarantee covering the work they’ve carried out. This is an important commitment, but it relies on the business remaining operational for the duration of the guarantee.
If the company ceases trading, retires or enters liquidation, that guarantee may no longer be valid.
This is where an Insurance Backed Guarantee makes the difference.
What Is an Insurance Backed Guarantee?
An Insurance Backed Guarantee (IBG) is an independant insurance policy that supports your contractors guarantee.
If the original installer is no longer trading and cannot honour their guarantee, the insurance policy can step in to provide protection for qualifying defects covered by the original guarantee, subject to the policy’s terms and conditions.
In simple terms, it provides an additional layer of security that doesn’t rely solely on the contractor remaining in business.
Trustguard’s Commitment to Our Customers
At Trustguard Ltd, we are proud of our reputation and stand behind every job we complete.
For qualifying works, we provide:
- Comprehensive Company Guarantees
- Insurance Backed Guarantees Available
- Professional Installation by Experienced Surveyors and Technicians
- High- Quality Approved Materials
- Honest Advice With No Unnecessary Work Recommended
Our aim is to ensure you have confidence not only on the day the work is completed, but for many years afterwards.
What Work Can Be Covered?
Insurance Backed Guarantees are available on many remedial property preservation works, including:
If your project qualifies, we’ll explain the options available before work begins.
Why Mortgage Lenders and Buyers Value Insurance Backed Guarantees
If you decide to sell your property in the future, documentation showing that remedial works are protected by an Insurance Backed Guarantee can provide reassurance to prospective buyers, surveyors and mortgage lenders.
Knowing that protection remains in place, even if the original contractor is no longer trading, can make the purchasing process smoother and demonstate that the work was completed responsibly.
Why Choose Trustguard Ltd?
As a family run business, we understand that our reputation is built on trust.
We’re not a national call centre or a franchise. When you contact Trustguard, you’ll speak directly to our experienced team who are committed to providing honest advice, quality workmanship and excellent customer service.
We believe our customers deserve complete confidence in every aspect of the work we carry out, which is why we offer the additional reassurance of Insurance Backed Guarantees wherever available.
Check out our 5* Which Trusted Trader reviews here , they speak for themselves!
Speak to Trustguard Today
If you’re considering wall tie replacement, damp proofing or timber treatment, ask us about our Insuranced Backed Guarantees and the protection they can provide.
Our team will be happy to explain the options available and answer any questions you may have.
Call us on 0191 4159471 or drop us a message here